Using personal details such as your child’s name or your favorite sports team makes it easier for someone who knows you (or can view your Facebook account!) to guess your password.Īlong those same lines, you shouldn’t use common words for your password because it’s easy for hackers to crack. Don’t Use Children’s Names or Common Words Related: (VIDEO) The ABCs of Online Password Security > 3. Mixing uppercase and lowercase letters with numbers and symbols doesn’t mean “Password123!” would make a good one. To make it even more complex and secure, let’s mix in lowercase and uppercase letters and switch out some letters for symbols and voila! We have a really strong password that will be easier to remember than a random jumble of letters, even though that’s what it looks like. You would take the first letter of each word and get: Try picking something like your favorite song lyric, then taking the first letters of each word and using them to create a password, all while mixing cases and substituting symbols for letters.įor example, let’s use “Twinkle twinkle little star, how I wonder what you are” as our lyric. Well, you should write down the password somewhere if you think you’ll forget it (we’ll get to that in a bit), but there is a clever way of creating complex passwords that are easy to remember. Most sites require you to use all the elements listed above, and even if they don’t, you should do so on your own.īut doesn’t that make it more difficult to remember and, therefore, easier to get locked out of your online banking account? There was never a time when “password” was a great password. Use Uppercase and Lowercase Letters, Numbers, and Symbols How to Get the Most Out of Online and Mobile Banking Interested in learning more about online banking best practices? Read our guide: You could even create a password with 12 or more characters that are also unique and complex using uppercase and lowercase letters, special characters, and numbers. Tech expert Kim Komando says, “Seven characters can be breached in minutes, and six or fewer characters will take mere seconds.” Most accounts require six to eight characters in a password - but don’t stop there. Make a Password Longer Than Six Characters Here are some tips for creating the strongest possible online banking password to keep your accounts safe. – 25% admit that they often use passwords that are less secure than they’d like because simpler passwords are easier to remember than more complex onesĪre you guilty of any of these bad password habits? As you can see, you’re not alone. – 39% say that they use the same (or very similar) passwords for many of their online accounts – 41% of online adults have shared the password to one of their online accounts with a friend or family member We’ve all heard it’s important to keep our online banking passwords safe and secure, but often, our behavior doesn’t reflect this knowledge.
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